1403 Prospect Street Palatka, FL 32177
Listing Courtesy of: NORTHEAST FLORIDA / Coldwell Banker Ben Bates, Inc., Realtors / Margaret Zahner, P.A.

  1403 Prospect Street Palatka, FL 32177

Active (139 Days)
$224,800 (USD)
3
BED
2
BATH
1,296
SQFT

Description

This house comes with a REDUCED RATE as low as 4.99% (APR 5.431%) as of 01/29/2026 through List & Lock™. This is a seller paid rate-buydown that reduces the buyer's interest rate and monthly payment. Terms apply, see disclosures for more information.
3-bedroom, 2-bath wonderland—remodeled to dazzle! Nestled on a corner lot, concrete driveway and a fenced backyard, this beauty boasts tiled floors and brand-new luxury vinyl in the bedrooms. The cozy family room is an ideal gathering place, featuring a charming window bench seat with built-in storage. This clever addition is both practical and stylish, offering extra space to store blankets, games, or anything else you might need. The outside has been freshly painted and has a metal roof. A concrete patio to enjoy your evenings while watching the kids or grandkids play in the fenced backyard. Enjoy peace of mind with the whole house water filter system. Ice maker not hooked up.

MLS #:
2109514
Type
Single-Family Home
Year Built
1976
County
Putnam County

Listed By

Margaret Zahner, P.A., Coldwell Banker Ben Bates, Inc., Realtors
Source
NORTHEAST FLORIDA
Last checked Feb 6 2026 at 5:17 AM EST
Bathroom Details
  • Full Bathrooms: 2
Interior Features
  • Appliance: Electric Water Heater
  • Appliance: Dishwasher
  • Appliance: Refrigerator
  • Appliance: Ice Maker
  • Laundry: Electric Dryer Hookup
  • Eat-In Kitchen
  • Appliance: Electric Range
  • Primary Bathroom - Shower No Tub
  • Ceiling Fan(s)
  • Laundry: In Unit
Subdivision
  • Rudds
Lot Information
  • Corner Lot
Heating and Cooling
  • Central
  • Electric
  • Central Air
Flooring
  • Tile
  • Laminate
Exterior Features
  • Frame
  • Roof: Metal
Utility Information
  • Utilities: Cable Available, Sewer Connected, Water Connected, Electricity Connected
Parking
  • Off Street
Stories
  • 1
Living Area
  • 1,296 sqft

Listing Price History

Date
Event
Price
% Change
$ (+/-)
Jan 21, 2026
Price Changed
$224,800
-2%
-$5,000
Oct 07, 2025
Price Changed
$229,800
-2%
-$5,000
Sep 30, 2025
Price Changed
$234,800
-2%
-$5,000
Sep 18, 2025
Listed
$239,800
-
-
Location
   
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Disclaimer: Copyright 2026 Northeast FL MLS. All rights reserved. This information is deemed reliable, but not guaranteed. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 2/5/26 21:17